Free guide to managing money for the South Cumbria and North Lancashire community

13 Feb 2017

A new resource has been launched by Kendal College and South Lakes Citizens Advice to provide students and the wider community with valuable financial advice.

At a time when more and more young people are anxious about their futures*; from coping with money worries from rising living costs to uncertain career prospects, The Piggy Bank Guide provides a simple and practical way forward. 

Kc tpb budgeting and managing money page 1 (5)

The guide is packed full of advice on important issues such as budgeting, debt and saving money, and covers everything from moving home, to finding employment, to tips on avoiding fraud, scams and loan sharks. The accompanying interactive website features a range of useful and downloadable guides and the three quizzes test knowledge and attitudes towards money.

The idea behind the guide originated from student feedback at a networking event, which led the College to carry out research with over 200 students. The results confirmed that many people were unaware of the local support services available and more help with money management, specifically around making the transition from living with parents to living independently, would be valuable.

 Adele Mundy, Student Services Manager at Kendal College, said: “Although initially aimed at students, the Piggy Bank Guide and website has a much wider reach and is already being used by various community organisations as part of their work.

“Copies of the Guide are available to pick up from the Main Reception at Kendal College and the website and Facebook page are regularly updated with news and tips on where and how to save money in the local area and beyond.”

Karen Evans, Chief Officer at South Lakes Citizens Advice, said: “One of our main priorities is to extend our reach with young people as we’re aware that young people aged 18 – 25 did not typically access our advice services, compared to other age groups.”

“Furthermore, young people face financial difficulties like any other age group, and many were not aware of the free, confidential and independent advice service we offer. By working in partnership with Kendal College and other partners, we were able to engage students into looking at financial management and highlight the support that’s available if they fall into debt. The result, which we’re really pleased with, is the design and publication of the Piggy Bank Guide.”

The Piggy Bank Guide and website was designed and created by Kendal College’s Creative Team, which is made up of students undertaking one-year apprenticeships in Digital Learning Design at the College. Funding for the Guide was awarded to South Lakes Citizens Advice from Advice Services Transition Fund, administered by the Big Lottery Fund.

For more information on the Piggy Bank Guide, visit or call 01539 814700.